Recreational Vehicle Insurance in Streamwood, IL

Insurance for your recreational vehicles (RVs) can be just as important as insurance for your car. After all, RVs can cost the same or even more than a new car, meaning it’s important to protect these considerable investments. The right RV insurance policy can do just that.

What Is an RV?

An RV may be defined differently depending on who you ask. Generally, this term may encompass a range of vehicles, including boats, motorhomes and all-terrain vehicles (ATVs). An RV insurance policy is tailored to help cover the specific vehicle being insured.

What Does This Coverage Include?

RV policies will differ depending on the type of vehicle and chosen options. Generally, the following coverages may be offered:

• Physical damage insurance can help cover collision and noncollision events, such as theft.
• Liability insurance can help cover incidents involving third-party losses you’re responsible for.
• Contents insurance may help cover personal items in the RV, up to coverage limits.
• Roadside assistance and similar insurance may help cover instances where your RV needs immediate repair on the road or water.

Do I Need Coverage?

RV insurance may be a requirement in some areas. Generally, if the vehicle is motorized and used on public roads, it may require insurance to be operated legally. In the case of boats, certain marinas may have requirements. Travel trailers may also need their own coverage for adequate protection.

Discuss your needs with Ramos Insurance today to understand which RV insurance policies may be right for you. Contact us to get started.